Savings for
ADP Associates

Mid-Island Mortgage provides
ADP Associates and their families 
discounts on home purchase and refinance.


ADP Associates save up to $2,200* in lender fees & closing costs!

Mid-Island Mortgage's Home Mortgage Discount Program is available to ADP Associates, select clients and family members, designed specifically for all ADP REST Program Participants, active and retired.

Are you buying or renovating a home? Do you want to lower your mortgage payment? ADP Associates, active and retired employees and their families receive special purchase and refinance mortgage discounts.

Mid-Island offers a full suite of mortgage products to align with your financial goals. Our application process is easy and we will personally guide you through each step. A dedicated licensed mortgage consultant is assigned to the ADP associate, client or family member, so you will experience personalized service, loan product education, explanations of every facet of the process as well as a stress-free closing. We service our loans, so we will be your single point of contact for the life of the loan. Please allow us the opportunity to provide you a free mortgage consultation. Since 1959, as New York's most established private mortgage lender, we have the experience and knowledge to provide you with great rates, great service and a great home buying experience.

To start saving on your home purchase or refinance, contact Teresa Balian today!

Teresa Balian is Vice President of Sales for our Woburn, MA, office. She has been in the mortgage business for well over 25 years and has helped finance new and existing homeowners in states such as Massachusetts, New Hampshire, Rhode Island, New York, New Jersey, Pennsylvania and Connecticut. Teresa loves the mortgage business and, most of all, creating long-term relationships. Teresa welcomes your calls, questions and the opportunity to help each one of you achieve your home finance goals.

* $2,200 in discounts for conventional loan as compared with standard New York conventional mortgage fees and closing costs, according to

Teresa Balian
Teresa Balian

Vice President, Sales
Mid-Island Mortgage Corp.
NMLS ID 8654 MLO8654
Toll Free: 855.237.6246
Direct: 781.722.1722
[email protected]

400 West Cummings Park
Suite 5800
Woburn, MA 01801

Special Discounts for ADP Associates and their families

  • NO Application Fee
  • NO Processing Fee
  • NO Commitment Fee (excluding New Jersey loans)
  • NO Underwriting Fee
  • NO Broker Fee
  • REDUCED Appraisal, Bank Attorney & Title Fees
  • Concierge-Level Service

To find out how you can save on your home purchase or refinance, contact Teresa Balian today!