Personalized Wholesale Lending

We deliver uniquely customized mortgage options,
exceeding the expectations of you and your clients.

Let’s Discuss Your Home Financing Needs Today

Take advantage of mortgage products
& services other lenders don’t offer!

Mortgage brokers have many lenders to choose from. But with Mid-Island Mortgage’s Wholesale Lending division, you can take advantage of flexible and tailor-made mortgages and rates that other lenders don’t offer. From lower FICO options to niche products like 203(k), we offer you a more diverse range of mortgage solutions and services that make you the hero for your clients, leading to more referrals and repeat business.

Are You Sure Other Lenders Offer All This?

  • AMC of your choice on all FHA 203(b) loans
  • Funding authorization not required prior to disbursement of funds
  • No 3rd-party quality control process prior to closing
  • FHA manual underwriting readily available
  • 540 minimum FICO on all FHA loans
  • Incredible pricing on 620+ FICOs
  • W-2 validation for wage earners
  • Gift funds allowed (subject to guidelines)
  • No minimum active trade line requirement with approved/eligible
  • Cash out refis to 80%
  • No credit score loans up to 96.5% LTV, 31/43 DTI and 3 alt trades with underwriting pre‑approval

Broker Sign Up & General Inquiry

General Inquiries

Mike Manning
Vice President, Wholesale Operations
(516) 348-0687

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