Find a Direct Lender on Long Island NY

By |Published On: October 28, 2022|

Find a Direct Lender on Long Island NY

Mid-Island Mortgage Corp. – Find a Direct Lender on Long Island NY

Your Trusted Direct Lender on Long Island

Whether you are buying a new home or you have plans to refinance your existing mortgage, you understandably want to set up attractive loan terms with a manageable monthly payment. At the same time, you may be looking forward to a hassle-free financing process. At Mid-Island Mortgage Corp., we have proudly served our valued clients on Long Island for more than six decades. As your preferred direct lender in New York, we will work diligently to help you achieve your home financing goals.

We are an established Long Island mortgage company that is focused on creating a smooth, easy process for you. If you search for a loan program on your own, you may be required to fill out a separate application for each lender before you get a quote. This is not the case when you choose us as your direct lender. By completing one application, our team can do all of the legwork for you. After you agree to the loan terms that we present to you, you can count on us to guide you through the rest of the loan process with ease.

As your direct lender on Long Island, we offer a wide range of lending solutions to meet our many clients’ unique needs. Our team at Mid-Island Mortgage Corp. has deep knowledge of all aspects of our programs, and this enables us to provide you with an excellent experience from start to finish.

Our Loan Programs

For many homebuyers on Long Island, pulling together funds to make a large down payment is a primary obstacle. We offer low down payment loan programs that require as little as 3.5% down. Another low down payment option is a VA loan, which is available to current and former military professionals and their families. We are the direct lender on Long Island that you can trust to help you to unlock the door to your new home.

Are you interested in locking in the lowest fixed rate available? Perhaps you want the lowest payment option through an adjustable-rate mortgage. We are your source for great terms on fixed and adjustable-rate mortgages. We also have creative lending options like a temporary rate buydown program. Conventional loans are suitable for many of our clients, but they do have a maximum loan amount. If your loan amount will exceed this limit, we offer jumbo loans to meet your needs.

Refinancing your mortgage on Long Island could produce several exciting benefits. Some of our clients want to lower their mortgage payments through a refinance. Others want to take cash out of their home equity through a refinance. This equity could be used for a renovation, to fund a child’s college education and to cover other significant expenses. Whether you want to refinance for these other reasons, our team can help you to explore the many options that may be suitable based on your qualifications.

Explore Your Home Loan Options Today

We are the direct lender on Long Island that offers home lending solutions for most needs. Whether you have lower credit scores, are self-employed or have other unique factors to contend with, we can help. The first step to take is to complete our brief questionnaire online. By spending only a minute or two completing this easy step, a member of our team will be in touch with you soon. For immediate assistance, contact Mid-Island Mortgage Corp. today by phone to discuss your loan needs with one of our experienced associates. Also serving Westbury, Queens New York and Woburn Massachusetts.

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