You always have a home with us.

Our loan officers do all the research for you with one loan application at no additional cost to you. We’ll make sure that all of the lending requirements are met in the process, thus saving you the hassle of numerous phone calls and the cost of multiple applications. You can apply on-line, over the phone, or in person.

Mid-Island Mortgage provides stability, expertise and stellar customer service.

What separates Mid-Island Mortgage Corp. from other lenders is our unique ability to deliver strong, solid home lending with personalized, individual service to best fit your specific needs. Mid-Island has been serving the local community for over 63 years, we’re your friends and neighbors and know your town first hand… that’s something that can’t be said about the many giant, national mortgage corporations. While Mid-Island prides itself on being your personal banker, we’re still a first rate direct lender – most small, pop-up mortgage companies have nowhere near our access to lending resources to ensure that you receive the loan that’s just right for you!

Are you a union member?

We have a specialized discount mortgage program designed for union members and their families.  Learn more.

The Mid-Island Advantage

  • Ask about our FREE fully underwritten commitment with our special approval program.
  • Flexible financing programs for buyers with no credit score.
  • Tax returns not required for W-2 wage earners on FHA Loans.
  • 1 year tax returns for self-employed buyers.
  • As low as 3.5% down payment for owner occupied mixed-use properties.
  • No underwriting overlays on FHA or VA loans.
  • Personal service and dedicated team assigned to your loan.