As a mortgage lender, we understand that the process of securing a mortgage can feel overwhelming. Whether you’re a first-time homebuyer or someone looking to refinance, the steps involved in obtaining a mortgage are crucial for making the right decision and ensuring a [...]
After hitting a high of 7.79% in October 2023, the average 30-year fixed mortgage rate dropped to 6.60% in early 2024 only to see it pop back up above 7% to start the summer, then go down to 6.09% as of September 19, 2024, according [...]
In the fast-paced world of 2023, managing your finances can often be a complex juggling act. One powerful tool that homeowners and individuals have at their disposal is debt consolidation. What is the main concept of debt consolidation? How can it streamline your financial life? [...]
Limited Sense Of Control Comes At Great Cost May marked a turning point in the pandemic housing frenzy, as buyers regained some control over the market, according to a new report from Redfin, the technology-powered real estate brokerage. This limited sense of control comes at [...]
A recent survey asked prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the [...]
When you have a good credit score, you can get better terms and lower interest rates on loan products and credit cards. But it’s not always easy to just boost your credit score overnight. First, you need to consider why your score is low. “Understanding the specific [...]
“It ain’t over till it’s over.” — Yogi Berra, baseball philosopher In real estate, a house isn’t sold until the Fat Lady sings at the closing. Until then, the seller should keep their options open by accepting backup contracts. Likewise, a buyer whose bid for [...]
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Legal ©2000-2025 Mid-Island Mortgage Corp.® 900 Merchants Concourse, Suite #112, Westbury, NY 11590. All Rights Reserved. This is not a commitment to lend. Rates subject to change. Loans to borrowers with poorer credit scores are priced higher and are differentiated due to the high level of credit qualifying overlays. Restrictions apply. Licensed Mortgage Banker - NYS Department of Financial Services; MA Licensed Mortgage Lender/Broker # MC1259; Licensed by the NH Banking Department; RI Licensed Lender/Broker; Licensed by the NJ Department of Banking and Insurance; FL Mortgage Lender/Servicer; ME Supervised Licensed Lender; Licensed by the PA Department of Banking and Securities; Licensed by the Delaware State Bank Commissioner to engage in business in this State, License # 9680; CT, MD & MN Licensed Mortgage Lender; SC BOFI Mortgage Lender/Servicer; Illinois Residential Mortgage Licensee; Licensed with the North Carolina Commissioner of Banks; DC Mortgage Dual Authority Licensee; Georgia Residential Mortgage Licensee, # 57717; Virginia State Corporation Commission # MC-4685. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
NMLS ID 1259 (nmlsconsumeraccess.org)
