Save Big with a Lower Interest Rate for the First Year of Your Loan!

Ease into your mortgage payments.
Add to your savings account.
Lock in your rate today!

Serving Customers Since 1959

Your Answer to Home Loans

The service you want with the lender you can trust.

Serving Customers Since 1959

Our expert team of loan officers will help you find the perfect loan for your first home purchase.

Serving Customers Since 1959

Mid-Island Mortgage can help you purchase and renovate your home with one simple loan.

Serving Customers Since 1959

Zero is a big deal to us.

We offer 100% financing, no down payment loans to U.S. Veterans.

Serving Customers Since 1959

Home Loan Solutions

Whatever your home financing needs are, we have the loan that is right for you!

LOW DOWN PAYMENT PROGRAMS
LOW DOWN PAYMENT PROGRAMS

3.5% Down Payments
540 FICO Acceptable
Low, Fixed-Rates

CONVENTIONAL LOANS
CONVENTIONAL LOANS

5% Down Payments w/620 min FICO
Best Option for Loans $484,350+
All Property Types (inc. Condos & Co-ops)

BUY & RENOVATE WITH ONE LOAN
BUY & RENOVATE WITH ONE LOAN

3.5% Down Payments
Buy & Renovate or Refi
& Renovate with One Loan
Great for Investment Properties
Low FICO Eligibility

REFINANCE YOUR MORTGAGE
REFINANCE YOUR MORTGAGE

Cash-Out Refinancing
Debt Consolidation
Lower Your Monthly Mortgage Payments

100% FINANCING FOR VETERANS
100% FINANCING FOR VETERANS

100% Financing
No Money Down
No Private Mortgage Insurance Required

JUMBO LOANS
JUMBO LOANS

Up to $2 Million
Low, Fixed-Rates
One Loan - Not Multiple Mortgages

Mid-Island Mortgage Corp.

Still looking for a home?

Get ahead of the buying line and try our CommitFirst™Program!

CommitFirst™ is not your ordinary pre-qualification or pre-approval; it is a fully underwritten credit approval. When you have a CommitFirst™ conditional* credit approval, your offer to a seller is taken very seriously because it is the strongest approval you can receive.

Credit problems?

Blemished credit may prevent you from receiving a mortgage.  Mid-Island Mortgage understands that many borrowers face situations that compromise their credit score.  We are experts in working closely with our customers to help them understand every aspect of the application process and strategies for overcoming imperfect credit history to obtain mortgage financing.  Contact us today about options that may available to you. 

Looking for more information? Contact us today.