800-964-5363 (LEND)

Do's & Don'ts of
Applying for a Mortgage

Tips on what to do and what to avoid entering the mortgage process

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Mortgage Do’s & Don’tsMid-Island Mortgage Corp.2024-07-25T14:12:52+00:00

DO

Get pre-qualified

Start a savings plan

Pay all debts & loans on time

keep a paper trail of all your money

continue to submit all bank statements

Continue to submit future pay stubs

Call, text or email
Mid-Island Mortgage

DON’T

Open any new bank accounts

Open any new credit cards or take on any new debt

Co-sign for any debts/loans for anyone

Put any additional inquires on your credit

Make any large purchases or max out credit cards

Switch jobs

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Mortgagee Clause

MID-ISLAND MORTGAGE CORP, ISAOA
PO BOX 202028
FLORENCE, SC 29502

Legal ©2000-2026 Mid-Island Mortgage Corp.® 900 Merchants Concourse, Suite #112, Westbury, NY 11590. All Rights Reserved. This is not a commitment to lend. Rates subject to change. Loans to borrowers with poorer credit scores are priced higher and are differentiated due to the high level of credit qualifying overlays. Restrictions apply. Licensed Mortgage Banker - NYS Department of Financial Services; MA Licensed Mortgage Lender/Broker # MC1259 (Westbury) # MC1259-101 (Woburn); Licensed by the NH Banking Department; RI Licensed Lender/Broker; Licensed by the NJ Department of Banking and Insurance; FL Mortgage Lender/Servicer; ME Supervised Licensed Lender; Licensed by the PA Department of Banking and Securities; Licensed by the Delaware State Bank Commissioner to engage in business in this State, License # 9680; CT, MD & MN Licensed Mortgage Lender; SC BOFI Mortgage Lender/Servicer; Illinois Residential Mortgage Licensee; Licensed with the North Carolina Commissioner of Banks; DC Mortgage Dual Authority Licensee; Georgia Residential Mortgage Licensee, # 57717; Virginia State Corporation Commission # MC-4685. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

NMLS ID 1259 (nmlsconsumeraccess.org)

Do's & Don'ts of Applying for a Mortgage

DO